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How to choose a new cell phone

Now is a good time to get a smartphone. The latest devices hitting shelves in time for the holiday shopping season, and there is likely to be a lull in new versions until next spring. So why wait?
Here are some things to consider before you hit the stores. If you are upgrading from an older model, you can skip the first part for smartphone buyers first.

Need a smartphone?
Maybe you've been doing fine with just a basic cell phone, but many people who buy smartphones discover things they never thought they could do. You can install applications from a museum for a map or learn about current exhibitions, or you can catch up on e-books with a scanning application. You can also check email and Facebook more easily and take great pictures and share them quickly.

But you have to pay more - not just for the device. The monthly fees for voice, text and data tend to be higher compared to basic telephony plans.

What system should you choose?
This is the most important decision that will inf…